http://blog.paragonwealth.com Do more with your money. Tue, 27 Jul 2010 20:00:05 +0000 http://backend.userland.com/rss092 en Most people do not have the same job over the course of their career. When they switch jobs, they will most likely need to look into IRA Rollovers. In the article below, you will learn about IRA Rollovers and if they are something that might benefit you in the ... http://blog.paragonwealth.com/2010/07/27/rollover-iras/ It is important to understand the value of a Roth IRA when you are planning for your retirement. Below is an article that will give you more information about Roth IRAs to help you in your decision making. Roth:  Four Little Letters Leading to Financial Security Written by James Lange, JD, CFP Roth ... http://blog.paragonwealth.com/2010/07/20/roth-four-little-letters-leading-to-financial-security/   As a follow up to last week's brief overview of custodial IRAs, the following article gives additional details on how custodial IRAs work and the benefits of setting one up for your child. Start Good Saving And Investing Habits Early from CharlesSchwab If your child works and has earned income, he or she ... http://blog.paragonwealth.com/2010/07/13/custodial-ira/   photo by josipbroz Understanding your options to save for retirement can be daunting. The following article gives basic information about the different types of individual retirement accounts (IRAs) to help you prepare for your financial future. Invest in an IRA to build your savings and get tax benefits Provided by Charles Schwab  An IRA is ... http://blog.paragonwealth.com/2010/07/06/individual-retirement-accounts-iras/ photo by ydocnameloc Only a small percentage of financial advisors are Registered Investment Advisors (RIA). Federal and state law requires that RIAs are held to a fiduciary standard. Most so called "financial advisors" are considered broker-dealers and are held to a lower standard of diligence on behalf of their clients. The following excerpt discusses ... http://blog.paragonwealth.com/2010/06/29/how-do-i-know-if-my-advisor-has-fiduciary-responsibility/ photo by yewenyi Choosing an advisor with fiduciary responsibility who, by definition, implements prudent financial management practices, is like taking precautionary life saving measures while in the water. An advisor with fiduciary responsibility will minimize short and long-term financial risk and identify investment opportunities that will lead to increased value, while always placing the ... http://blog.paragonwealth.com/2010/06/22/what-does-fiduciary-responsibility-mean-2/ photo by souloyster Navigating the waters of selecting a financial advisor can be difficult, but by choosing one who has fiduciary responsibility, you are choosing an advisor that has a legal responsibility to put your needs ahead of their own. There are a number of important differences that separate advisors who ... http://blog.paragonwealth.com/2010/06/15/why-is-fiduciary-responsibility-so-important/ There are a number of questions that need to be answered in order to put together a long-term investment strategy that will align your risk tolerance with your portfolio. We invite you to watch this short video that discusses these questions. You can schedule a complimentary portfolio review with one of Paragon's ... http://blog.paragonwealth.com/2010/06/08/how-to-align-your-investment-goals-with-your-portfolio/ Your investment risk tolerance is the amount of stress you experience when your account declines. If you invest too aggressively for your risk tolerance, then at some level of decline you may reach a breaking point. When that point is hit, many investors feel the need to sell their investments ... http://blog.paragonwealth.com/2010/06/01/how-to-determine-your-risk-tolerance/    photo by E l u s i v e E y E Finding a financial advisor can be daunting. This is because the title "financial advisor" is not regulated, and advisors range the gamut from annuity sales people to insurance agents to registered money managers. Who you select to be your financial ... http://blog.paragonwealth.com/2010/05/26/how-to-select-a-financial-advisor-2/